Archives For finances

Unclaimed Property

June 12, 2015 — 5 Comments

Unclaimed-property

I got a letter in the mail that said that I had unclaimed property held by the CA state controller. It was some kind of refund from Apple Inc. It was for $299. I thought to myself, “This could either be legit or a scam… I’ll google it.”

Google has a way of revealing the true nature of these kinds of things. I google phone numbers that call me all the time to see if they are telemarketers and if they are, I block ’em. But I googled. And what I found was pretty amazing.

The CA state controller holds onto unclaimed property (rebates, refunds, interest owed, gift cards unused, etc.) on the behalf of the owner for 7 years. After that, they take the money and use it at the state government level.

So, how do you know if you have money that never made it into your hands?

  1. Go to your state’s website, here’s a mass list for all 50 states. Here’s the CA site.
  2. Type in your last name (or business name) and press search.
  3. Check every city you’ve lived in!
  4. Each unclaimed property will show up and you can claim it!

I just did that and found 3 different claims, totaling over $400.

I had two claims from APPLE INC. and one from MICROSOFT. I searched some friends and family and found that many of them also have unclaimed property, some in the thousands.

I texted a good friendĀ and told him I saw something for him and he did a little digging, he found a couple of hundred dollars as well.

I searched my Dad’s old business and there was a rebate from COMCAST for him too.

It’s quick, it’s easy and it’s your money… so go get it.

One Car Family

February 7, 2011 — Leave a comment

America. The land of the free. The land of independence and a ton of other great things. Also, the land of excess.

There are three people in our family. We have one car. Two years ago, there were two people in our family and two cars. In the fall we sold my car, a 2000 Chevy Impala, and bought a brand new Nissan Xterra. A couple of weeks ago we decided to sell Erica’s car, a 2001 Toyota Rav4. So now we’re a a one car family.

Why?

We’ve cut down on our gas costs, insurance costs and maintenance costs.
We’ve cut down on our carbon footprint.
When we sold Erica’s car we got a nice chunk of change to help pay down a good portion of our credit card debt.

What makes this possible?

We work at the same place.
We have arranged our schedule so that we don’t need to use the car at the same time.

This isn’t for everybody, but It works for us…so far. And I’ve gotta say, I’m enjoying being a one car family.